00343nam a2200133Ia 45000030006000000080041000060400015000471000016000622450036000782600060001143000006001745460012001800050017001920STCL150530s9999    xx            000 0 und d  aSTCLcSTCL  aSanjay Basu  aVinimaya Vol- 29; Apr- Jun-2008  bNational Institute of Bank Management; Punec2008aPune  a0  aEnglish20220125165712.0