00332nam a2200133Ia 45000030006000000080041000060400015000471000023000622450040000852600038001253000006001635460012001690050017001810STCL150530s9999    xx            000 0 und d  aSTCLcSTCL  aRam Gopal Agarwala  aInsurance Times Vol. XXVI Aug: 2006  bParkash Lal Malik ; Lucknowc2006  a0  aEnglish20220125165714.0