00385nam a2200133Ia 45000030006000000080041000060400015000471000016000622450078000782600060001563000006002165460012002220050017002340STCL150530s9999 xx 000 0 und d aSTCLcSTCL aDasgupta, R aPrajan Journal of Social and Management Sciences Vol.35 April - June 2006 bNational Institute of Bank Management; Punec2006aPune a0 aEnglish20220125165416.0