00347nam a2200133Ia 45000030006000000080041000060400015000471000013000622450043000752600060001183000006001785460012001840050017001960STCL150530s9999    xx            000 0 und d  aSTCLcSTCL  aVinimaya  aVinimaya Vol XLVII, No.4 Jan- Mar 2007  bNational Institute of Bank Management; Punec2007aPune  a0  aEnglish20220125165424.0